The crucial link in wealth creation

22-Apr-2015 #Globalwealth Source: Morning Star

The article points out that apart from portfolio management, asset allocation and diversification which are at the top of most investor minds, human capital along with financial capital also plays a vital role in wealth creation. The human capital is defined as an individual’s ability to earn and save. It is measured by the present value of all your expected future wages, including pension and social securities.

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